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You can now take your interest earnings to the next level. Just open a Step-Up Term Deposit with SBI, and watch your interest rates step up over the tenor period! Deposit placement amount starts from as low as SGD 20,000 and you have a tenor choice of 12 or 18 months.
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To find out how to elevate your interest earnings, talk to us today about our attractive Term Deposit promotions. Bank on SBI, India’s No. 1
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Product Features as below:</td></tr><tr><td class="normal"><table border="0" cellSpacing="0" cellPadding="5" width="100%"><tbody><tr><td vAlign="top" width="6%">i) </td><td vAlign="top" width="94%">Applicable Currencies: Singapore Dollar (SGD)</td></tr><tr><td vAlign="top">ii) </td><td vAlign="top">Minimum Amount: SGD 20,000 for Retail and Corporate Accounts.</td></tr><tr><td vAlign="top">iii) </td><td vAlign="top">Maximum Amount: SGD 1,000,000 for Retail and Corporate Accounts. </td></tr><tr><td vAlign="top">iv) </td><td vAlign="top">Term: 12 months & 18 months </td></tr><tr><td vAlign="top">v) </td><td vAlign="top">Linking of the Term Deposit account to Current / Savings Account is mandatory for interest credit</td></tr><tr><td vAlign="top"> </td><td vAlign="top">
a. New to Bank Customers: Current / Savings Account opening is mandatory.</td></tr><tr><td vAlign="top"> </td><td vAlign="top">
b. Existing customers: Can link to existing Current / Savings Account.</td></tr><tr><td vAlign="top">vi) </td><td vAlign="top">Interest Rates as below:</td></tr></tbody></table></td></tr><tr><td class="blue_big"> </td></tr><tr><td class="blue_big"><table border="0" cellSpacing="1" cellPadding="6" width="90%" bgColor="#2c3c4c" align="center"><tbody><tr><td width="32%">
SGD - 12 months
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Step up Rate (% p.a.)
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Step up Rate (% p.a.)
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Deposit Amount
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20,000 - 99,999.99
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100,000 - 1,000,000
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Cycle 1 (3 month)
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0.68
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0.68
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Cycle 2 (3 month)
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0.88
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0.88
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Cycle 3 (3 month)
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1.18
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1.28
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Cycle 4 (3 month)
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1.58
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1.68
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Effective rate of interest
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1.08
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1.13
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SGD - 18 months
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Step up Rate (% p.a.)
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Step up Rate (% p.a.)
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Deposit Amount
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20,000 - 99,999.99
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100,000 - 1,000,000
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Cycle 1 (6 month)
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0.78
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0.78
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Cycle 2 (6 month)
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1.18
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1.18
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Cycle 3 (6 month)
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1.58
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1.68
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Effective rate of interest
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1.18
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1.21
</td></tr></tbody></table></td></tr><tr><td class="blue_big"> </td></tr><tr><td class="blue_big" align="center">24 & 36 MONTHS TERM DEPOSIT PROMOTION</td></tr><tr><td class="normal" align="center"><table border="0" cellSpacing="0" cellPadding="5" width="100%"><tbody><tr><td vAlign="top" colSpan="2">
Product Features as below:</td></tr><tr><td vAlign="top" width="6%">i) </td><td vAlign="top" width="94%">Applicable currencies: Singapore Dollar (SGD)</td></tr><tr><td vAlign="top">ii) </td><td vAlign="top">Minimum Amount: SGD 50,000 for Retail and Corporate Accounts.</td></tr><tr><td vAlign="top">iii) </td><td vAlign="top">Maximum Amount: SGD 1,000,000 for Retail and Corporate Accounts. </td></tr><tr><td vAlign="top">iv) </td><td vAlign="top">Term: 24 Months & 36 Months </td></tr><tr><td vAlign="top">v) </td><td vAlign="top">Linking of the Term Deposit Account to Current / Savings Account is mandatory for interest credit</td></tr><tr><td vAlign="top"> </td><td vAlign="top">
a. New to Bank Customers: Current / Savings Account opening is mandatory. </td></tr><tr><td vAlign="top"> </td><td vAlign="top">
b. Existing customers: Can link to existing Current / Savings Account.</td></tr><tr><td vAlign="top">vi) </td><td vAlign="top">Interest Rates as below:</td></tr></tbody></table></td></tr><tr><td class="blue_big"><table border="0" cellSpacing="1" cellPadding="6" width="90%" bgColor="#2c3c4c" align="center"><tbody><tr><td width="49%">
Tenor
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Interest Rate
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24 months
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1.30%
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36 months
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1.50%
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Terms and Conditions governing the SBI Step Up Term Deposit and 24 & 36 Months Term Deposit Promotion:
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</td><td width="96%">This promotion is open to new and existing customers of State Bank of India, Singapore Branch.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td>
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</td><td>Applicable for renewal and fresh funds. Fresh funds are funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within thePromotion Period</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>The minimum deposit amount per individual or per joint account with the same individuals is SGD 20,000 for step up term deposit promotion and SGD 50,000 for 24 & 36 Months Term Deposit promotion in the currency the deposit has been placed</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>The maximum deposit amount per individual or per joint account with the same individuals is SGD 1,000,000 for step up term deposit and 24 & 36 Months Term Deposit promotion in the currency the deposit has been placed..</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>The bank will process the placement instruction as soon as possible as reasonably and practically possible but may not complete such instruction on the same day of receipt of the instruction. The bank cannot be responsible for any damage or loss of interest or otherwiseresulting from any such delay in effecting these instructions. SBI will open the Term Deposit Account with value date of the funds realised.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>A cycle refers to 3 and 6 calendar months for 12 month and 18 month deposit respectively.State Bank of India (SBI) will pay interest on every Cycle on each Cycle Maturity Date and credit the interest upon completion of each cycle to the mandated account. Only theprincipal amount will be rolled over to the next cycle at the stepped up interest rate.Customer must mandate a valid SBI Savings/ Current Account for crediting of interest onevery Cycle Maturity date. Applicable to Step Up Term Deposit promotion only.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>Premature Withdrawal is allowed but is subject to certain terms and conditions. For any withdrawals before the completion of the 1st quarter, no interest shall be paid. Premature withdrawal means, any withdrawal in between of any cycle. In case of premature withdrawal, board rate (at the time of placement of deposit) will be accorded for completed quarters.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td colSpan="2"><table border="0" cellSpacing="0" cellPadding="0" width="100%"><tbody><tr><td vAlign="top" width="4%">
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</td><td class="normal" width="96%">Topping up the principal during the subsistence of the contractual tenor is not allowed. Any request for topping up will be regarded as an application for fresh placement and is subject to the prevailing interest rates and conditions SBI may impose at that relevant point in time.</td></tr><tr class="normal"><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td class="normal" vAlign="top">Upon Account opening, SBI will issue the standard Deposit Confirmation Advice with details of Account Opening Date, Account Maturity Date, interest rate, currency, principal amount and maturity amount.</td></tr></tbody></table></td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>Auto Roll Over: Unless specified, the principal will be automatically rolled over at the prevailing term deposit board rate at maturity for the same tenor. Where instructions for non-auto roll-over is given, the mandated Savings/ Current Account will be credited with the principal and interest from the last cycle upon the completion of contractual tenor. If the tenor of the deposit is not in conformity with the existing products at the time of renewal, then the deposit will be renewed for the maximum period of the deposit on offer at the material time at the interest rates then prevailing.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>SBI reserves the right to discontinue or vary this promotion or revise the interest rates or extend or withdraw the promotion without prior notice.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td>The Term Deposit Promotion is an independent promotion and cannot be clubbed with any other offer and / or promotion from the bank.</td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td height="5" colSpan="2"></td></tr><tr><td vAlign="top">
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</td><td vAlign="top">For standard terms and conditions governing deposit accounts, refer to the website
www.sbising.com for more details.</td></tr></tbody></table>
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Deposit Insurance Scheme</td></tr><tr><td class="normal">Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law.</td></tr></tbody></table>
Best SGD Fixed Deposit Rates 2012
